Most attorneys have investments spread across multiple accounts with no coordination between them. That's not a strategy. That's just accumulation.
Most investment management starts with a risk questionnaire and ends with a model portfolio. Aggressive. Moderate. Conservative. That's it.
Your actual tax situation, your stock options from a prior employer, your 401k through the firm, your Roth IRA, your brokerage account — none of those are coordinated. They sit in silos, each doing its own thing, sometimes working against each other from a tax standpoint.
Real investment management means building a strategy that accounts for all of them. That's what we do.
We manage investments with an evidence-based philosophy: low-cost index funds, broad diversification, asset location strategy to minimize taxes, and rebalancing discipline. Nothing exotic. No chasing returns. Just a system built to compound efficiently over the long run.
Four components that work together across every account you own.
A written document defining your goals, time horizon, risk tolerance, and approach. It becomes the standard we hold the portfolio to, rather than chasing quarterly performance.
Which investments go in which accounts matters enormously for after-tax returns. We coordinate across your 401k, IRA, and taxable accounts to minimize your overall tax drag.
Stock options, RSUs, and deferred compensation require a specific approach. We model the tax implications and integrate your equity comp into the broader investment picture.
Regular rebalancing, tax-loss harvesting, and adjustments as your life changes. An actively managed relationship, not a set-it-and-forget-it account.
A 44-year-old partner came to us with a 401k through her firm, a rollover IRA from a prior job, a brokerage account she'd been contributing to for years, and about $120,000 in vested RSUs from a company she'd consulted for. All four were managed separately. Two had duplicate holdings. One was sitting mostly in cash. The RSUs had never been evaluated for tax impact.
We consolidated the IRAs, restructured the 401k allocation, built a tax-efficient liquidation plan for the RSUs, and established a unified investment policy across all accounts. She went from four disconnected pieces to one coherent strategy.
Book a discovery call. We'll review what you currently have and show you specifically where the gaps are.